FINANCIAL PLANNING
EXPERT PLANNING FOR YOUR FINANCIAL FUTURE
Every piece of financial advice we provide has one simple goal – your personal goal. We share your values and plans, tailor our advice to fit them, and help you use your money to create the best future for yourself, and your family.
What is financial planning?
Financial planning is about helping to structure and manage your finances to achieve your objectives. This includes the efficient use of existing resources, ensuring tax efficiency, delivering the level of access and control you require and perhaps also considering how your accumulated wealth can be passed on to the next generation.
Ideally, planning should be undertaken in the context of your total finances i.e. holistically and this is the requirement for a great many of our clients. Understandably some clients wish us to advise them in more limited areas.
Regardless of the scope of our advice, our financial planning is all about you, your aspirations and your circumstances. In other words, it’s highly personal and so is our service.
The Financial Planning Process involves developing strategies to help you manage your financial affairs so you can build & preserve wealth, achieve financial security and most importantly enjoy your life.
As part of our comprehensive service we will typically look at the following:
- Ensuring you have sufficient liquidity both now and in the future (cash management).
- Retirement Option Strategies.
- Evaluate and measure the risks affecting your planning, consequences of disability, premature death or even longevity.
- Tax optimisation and reducing your tax liabilities.
- Estate Planning and minimising the impact of inheritance tax and ensuring your assets are distributed in accordance with your wishes.
- Analysing, restructuring and simplifying investment portfolios.
- Ensuring you are on track to achieve the life you ‘want’ by analysing in detail where you are now with where you want to be.
OUR INVESTMENT SERVICES
Discretionary Service
Advisory Service
Discretionary Service
This service may be particularly suited to people who want to be kept up-to-date with their finances, but either do not have the knowledge or expertise to manage their own portfolio – perhaps because they lead busy day-to-day lives or because they are enjoying retirement and wish to travel.
The value of investments and the income they produce can fall as well as rise. You may get back less than invested.
Advisory Service
The advisory service is designed for people with all levels of experience who want to take an active interest and be in control of the construction and ongoing maintenance of their portfolio, but wish to take advice on the strategy employed and the assets to be held.
The value of investments and the income they produce can fall as well as rise. You may get back less than invested.
WE’RE WITH YOU EVERY STEP OF THE WAY
With over 20 years of financial services experience, from mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.
20 +
YEARS OF FINANCIAL EXPERTISE
100 +
Mortgages To Suit You
FIRST TIME?
First time buyer mortgages
MORTGAGES
Looking for a mortgage deal?
PROTECTION
How to protect your mortgage
REMORTGAGE
Get great remortgage deals
READY TO DISCUSS YOUR OPTIONS?
SEE HOW WE’RE BEING RECOMMENDED
We’re proud to have been recommended by our local customers of St Neots
